Find your dream home, move in now, and rent with built-in savings for your down payment. Our program is designed for you to become mortgage-eligible in 3 years or less. Apply in minutes.
Get prequalified for a home-shopping budget. It’s free, there’s no commitment, and it doesn’t impact your credit score. Find your dream home.
With your budget in hand, go shopping for your new home. Halstead Homes buys it with an all-cash offer, and the keys are yours. Move in and make it yours.

Rent your new home from Divvy while you get ready to own it, with built-in savings for your down payment each month.
Rent + home savings
Your rent with us is based on fair market rent for your area. Your monthly home savings* are separate, and we set them aside for you to save up little by little for your future down payment.

*Your monthly home savings make up approximately 10-25% of your total monthly payment (or roughly .10-.25% of your home’s value). For example, on a $200,000 home, approximately $200-500 per month of your monthly payment would go toward your home savings.